Stoneham, MA
Stoneham, MA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Stoneham at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 6,880 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stoneham at the 22nd percentile, close to its 27th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 71.3% of Stoneham's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.4% Direct and 26.3% Indirect — a landscape-level risk rather than a building-by-building one. At 6,880 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Stoneham ranks
Stoneham's 61st-percentile standing inside Massachusetts outpaces its 27th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Stoneham ranks 22,918 for wildfire risk (1 is highest) and 2,516 by building count (1 is largest). Within Massachusetts alone, it ranks 97 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Stoneham
At the 27th national percentile, Stoneham rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 71.3% of buildings rated Minimal exposure, Stoneham gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Stoneham's figures come from
Every one of the two percentiles behind Stoneham's 22,918-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stoneham's dominant minimal exposure actually means, with real examples from across the dataset.