Stonebridge, NJ
How exposed is Stonebridge to wildfire?
USFS scores Stonebridge at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 838 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stonebridge's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Stonebridge (85.8% of 838 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 14.2% sit in the Direct zone.
Where Stonebridge ranks
Stonebridge scores 59th nationally and 68th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Stonebridge ranks 12,962 for wildfire risk (1 is highest) and 13,273 by building count (1 is largest). Within New Jersey alone, it ranks 225 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Stonebridge and the insurance market
Stonebridge's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Stonebridge
With ember exposure the dominant pattern in Stonebridge (85.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 838 counted buildings into the percentiles shown above for Stonebridge. For more on what indirect exposure implies beyond Stonebridge, see the exposure-zones guide.