Stone Ridge, VA
Stone Ridge wildfire risk explained
Out of every US place USFS scores, Stone Ridge lands at the 16th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,085 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stone Ridge at the 16th percentile, close to its 16th-percentile risk score.
Stone Ridge's building exposure, zone by zone
Most of Stone Ridge's buildings (73.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Stone Ridge ranks
Stone Ridge scores 16th nationally and 7th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Stone Ridge ranks 26,362 for wildfire risk (1 is highest) and 7,237 by building count (1 is largest). Within Virginia alone, it ranks 635 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Stone Ridge and the insurance market
At the 16th national percentile, Stone Ridge rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Stone Ridge (73.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Stone Ridge's figures come from
Stone Ridge's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stone Ridge's dominant indirect exposure actually means, with real examples from across the dataset.