Stone Ridge, NY
Stone Ridge, NY's wildfire risk, in USFS's own numbers
USFS scores Stone Ridge at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 915 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stone Ridge's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
What "at risk" means for the buildings here
USFS classifies 99.1% of Stone Ridge's buildings as Direct exposure, higher than its 0.9% Indirect share and far above its 0% Minimal share — a profile where 907 structures sit close enough to vegetation that lot clearing matters most.
How Stone Ridge compares
Within New York, Stone Ridge ranks higher (94th percentile) than it does nationally (50th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Stone Ridge ranks 15,858 for wildfire risk (1 is highest) and 12,594 by building count (1 is largest). Within New York alone, it ranks 79 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Stone Ridge
At the 50th national percentile, Stone Ridge rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Stone Ridge's 99.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Stone Ridge's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Stone Ridge, see the exposure-zones guide.