Stone Mountain, GA
Stone Mountain wildfire risk explained
Out of every US place USFS scores, Stone Mountain lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,044 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stone Mountain at the 51st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Stone Mountain's building exposure, zone by zone
58% of Stone Mountain's 2,044 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 33.4% Direct and 8.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Stone Mountain compares
Stone Mountain ranks lower within Georgia (4th percentile statewide) than its 48th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Stone Mountain ranks 16,415 for wildfire risk (1 is highest) and 7,344 by building count (1 is largest). Within Georgia alone, it ranks 643 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Stone Mountain's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Stone Mountain
Stone Mountain's 58% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Stone Mountain's figures come from
Stone Mountain's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stone Mountain's dominant indirect exposure actually means, with real examples from across the dataset.