Stone Creek, OH
Stone Creek, OH's wildfire risk, in USFS's own numbers
Stone Creek sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 154 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stone Creek at the 42nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Stone Creek's building exposure, zone by zone
Most of Stone Creek's buildings (63.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Stone Creek against the rest of the country
Compare Stone Creek's two percentiles: 90th within Ohio, only 41st nationally — a gap of 49 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Stone Creek ranks 18,601 for wildfire risk (1 is highest) and 26,720 by building count (1 is largest). Within Ohio alone, it ranks 129 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Stone Creek and the insurance market
Stone Creek's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Stone Creek
Stone Creek's 63.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Stone Creek's figures come from
Every one of the two percentiles behind Stone Creek's 18,601-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stone Creek's dominant indirect exposure actually means, with real examples from across the dataset.