Stockwell, IN
Stockwell wildfire risk explained
Stockwell's 312 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stockwell at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
61.5% of Stockwell's 312 buildings sit in USFS's Minimal exposure zone, with only 38.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Stockwell ranks
There's little gap between Stockwell's 2nd national percentile and its 17th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stockwell ranks 30,795 for wildfire risk (1 is highest) and 21,314 by building count (1 is largest). Within Indiana alone, it ranks 808 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Stockwell
Stockwell's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 61.5% of buildings rated Minimal exposure, Stockwell gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 312 counted buildings into the percentiles shown above for Stockwell. For more on what minimal exposure implies beyond Stockwell, see the exposure-zones guide.