Stockville, NE
Stockville wildfire risk explained
Stockville sits at the 60th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 56 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stockville at the 60th percentile, close to its 60th-percentile risk score.
Where Stockville's buildings actually sit
USFS puts 51.8% of Stockville's 56 buildings in the Indirect exposure zone, versus 48.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Stockville ranks
Stockville's risk sits at a similar level relative to Nebraska (51st percentile statewide) as it does nationally (60th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stockville ranks 12,579 for wildfire risk (1 is highest) and 30,773 by building count (1 is largest). Within Nebraska alone, it ranks 285 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Stockville's 60th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Stockville
With ember exposure the dominant pattern in Stockville (51.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Stockville's 12,579-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Stockville, see the exposure-zones guide.