Stockton University, NJ
Stockton University wildfire risk explained
USFS scores Stockton University at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 105 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stockton University at the 82nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Stockton University's buildings actually sit
USFS puts 73.3% of Stockton University's 105 buildings in the Indirect exposure zone, versus 26.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Stockton University against the rest of the country
There's little gap between Stockton University's 84th national percentile and its 88th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stockton University ranks 5,114 for wildfire risk (1 is highest) and 28,808 by building count (1 is largest). Within New Jersey alone, it ranks 86 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Stockton University
Stockton University's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Stockton University's 73.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Stockton University's figures come from
Stockton University's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stockton University's dominant indirect exposure actually means, with real examples from across the dataset.