Stockton, MN
How exposed is Stockton to wildfire?
Stockton sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 456 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stockton at the 28th percentile, close to its 28th-percentile risk score.
What "at risk" means for the buildings here
Of Stockton's 456 counted buildings, 68.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Stockton against the rest of the country
There's little gap between Stockton's 28th national percentile and its 33rd percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stockton ranks 22,853 for wildfire risk (1 is highest) and 18,158 by building count (1 is largest). Within Minnesota alone, it ranks 615 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 28th national percentile, Stockton rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Stockton's 68.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Stockton's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Stockton, see the exposure-zones guide.