Stockton, IL
Stockton wildfire risk explained
Out of every US place USFS scores, Stockton lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,236 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stockton's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Where Stockton's buildings actually sit
95.7% of Stockton's 1,236 buildings sit in USFS's Minimal exposure zone, with only 4.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Stockton against the rest of the country
Within Illinois, Stockton ranks higher (31st percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Stockton ranks 29,745 for wildfire risk (1 is highest) and 10,431 by building count (1 is largest). Within Illinois alone, it ranks 1,006 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Stockton
Stockton's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 95.7% of buildings rated Minimal exposure, Stockton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,236 counted buildings into the percentiles shown above for Stockton. For more on what minimal exposure implies beyond Stockton, see the exposure-zones guide.