Stockton, CA
How exposed is Stockton to wildfire?
Stockton's 89,774 buildings earn a 66th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stockton at the 67th percentile, close to its 66th-percentile risk score.
What "at risk" means for the buildings here
Most of Stockton's buildings (98.7% of 89,774) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 89,774 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Stockton against the rest of the country
Stockton ranks lower within California (24th percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Stockton ranks 10,639 for wildfire risk (1 is highest) and 80 by building count (1 is largest). Within California alone, it ranks 1,196 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Stockton and the insurance market
Stockton's 66th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Even with 98.7% of Stockton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stockton's 10,639-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Stockton, see the exposure-zones guide.