Stockton Bend, TX
How exposed is Stockton Bend to wildfire?
Stockton Bend sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 240 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stockton Bend at the 85th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Stockton Bend's building exposure, zone by zone
Direct exposure dominates in Stockton Bend: 64.6% of its 240 buildings, versus 9.6% Indirect and 25.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Stockton Bend against the rest of the country
There's little gap between Stockton Bend's 86th national percentile and its 76th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stockton Bend ranks 4,362 for wildfire risk (1 is highest) and 23,484 by building count (1 is largest). Within Texas alone, it ranks 434 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Stockton Bend
Stockton Bend's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Stockton Bend
Stockton Bend's 64.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Stockton Bend's figures come from
Every one of the two percentiles behind Stockton Bend's 4,362-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stockton Bend's dominant direct exposure actually means, with real examples from across the dataset.