Stockton, AL
Stockton wildfire risk explained
Out of every US place USFS scores, Stockton lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 611 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stockton's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Stockton's buildings actually sit
611 buildings are counted in Stockton, and 99.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Stockton compares
Stockton scores 87th nationally and 91st within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Stockton ranks 4,115 for wildfire risk (1 is highest) and 15,677 by building count (1 is largest). Within Alabama alone, it ranks 52 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Stockton and the insurance market
Stockton's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Stockton (99.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 611 counted buildings into the percentiles shown above for Stockton. For more on what direct exposure implies beyond Stockton, see the exposure-zones guide.