Stockdale, PA
Stockdale wildfire risk explained
Stockdale sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 302 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stockdale at the 37th percentile, close to its 35th-percentile risk score.
Where Stockdale's buildings actually sit
91.4% of Stockdale's 302 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 8.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Stockdale compares
There's little gap between Stockdale's 35th national percentile and its 49th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stockdale ranks 20,561 for wildfire risk (1 is highest) and 21,586 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,014 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Stockdale's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Stockdale (91.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Stockdale's figures come from
Every one of the two percentiles behind Stockdale's 20,561-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stockdale's dominant indirect exposure actually means, with real examples from across the dataset.