Stinesville, IN
Stinesville wildfire risk explained
Stinesville's 111 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stinesville at the 20th percentile, close to its 19th-percentile risk score.
What "at risk" means for the buildings here
51.4% of Stinesville's 111 buildings sit in USFS's Direct exposure zone, roughly 57 structures close enough to burnable vegetation for flame contact, not just embers — 48.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Stinesville ranks
Stinesville's 77th-percentile standing inside Indiana outpaces its 19th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Stinesville ranks 25,519 for wildfire risk (1 is highest) and 28,580 by building count (1 is largest). Within Indiana alone, it ranks 228 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Stinesville
At the 19th national percentile, Stinesville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Stinesville (51.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Stinesville's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Stinesville, see the exposure-zones guide.