Stiles, PA
Stiles wildfire risk explained
USFS's Wildfire Risk to Communities model puts Stiles at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 411 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stiles's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Stiles's building exposure, zone by zone
Most of Stiles's buildings (94.9% of 411) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Stiles compares
There's little gap between Stiles's 14th national percentile and its 13th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stiles ranks 27,241 for wildfire risk (1 is highest) and 19,018 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,742 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Stiles's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 94.9% of Stiles outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stiles's 27,241-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Stiles, see the exposure-zones guide.