Stigler, OK
Stigler wildfire risk explained
USFS scores Stigler at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,576 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stigler's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Stigler (65.6% of 1,576 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 34.4% sit in the Direct zone.
How Stigler compares
Stigler's risk sits at a similar level relative to Oklahoma (91st percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stigler ranks 1,081 for wildfire risk (1 is highest) and 8,855 by building count (1 is largest). Within Oklahoma alone, it ranks 82 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Stigler's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Stigler
Because 65.6% of Stigler's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stigler's 1,081-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Stigler, see the exposure-zones guide.