Stewartville, MN
Stewartville wildfire risk explained
Out of every US place USFS scores, Stewartville lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 3,222 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stewartville at the 4th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 8% of Stewartville's 3,222 buildings carry Direct exposure and 0% carry Indirect; the remaining 92% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Stewartville against the rest of the country
Stewartville's risk sits at a similar level relative to Minnesota (7th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stewartville ranks 30,140 for wildfire risk (1 is highest) and 5,140 by building count (1 is largest). Within Minnesota alone, it ranks 854 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Stewartville
Stewartville's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Stewartville
With 92% of buildings rated Minimal exposure, Stewartville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Stewartville's figures come from
Stewartville's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stewartville's dominant minimal exposure actually means, with real examples from across the dataset.