Stewartsville, VA
Stewartsville wildfire risk explained
Stewartsville's 373 buildings earn a 59th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stewartsville at the 61st percentile, close to its 59th-percentile risk score.
What "at risk" means for the buildings here
Of Stewartsville's 373 counted buildings, 89% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Stewartsville compares
There's little gap between Stewartsville's 59th national percentile and its 65th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stewartsville ranks 12,968 for wildfire risk (1 is highest) and 19,815 by building count (1 is largest). Within Virginia alone, it ranks 236 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Stewartsville and the insurance market
Stewartsville's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Stewartsville
Because Direct exposure dominates in Stewartsville (89%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Stewartsville's figures come from
Stewartsville's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stewartsville's dominant direct exposure actually means, with real examples from across the dataset.