Stewart Manor, NY
Stewart Manor wildfire risk explained
Stewart Manor sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 647 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stewart Manor at the 24th percentile, close to its 16th-percentile risk score.
Stewart Manor's building exposure, zone by zone
98.9% of Stewart Manor's 647 buildings sit in USFS's Minimal exposure zone, with only 1.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Stewart Manor ranks
Stewart Manor's 37th-percentile standing inside New York outpaces its 16th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Stewart Manor ranks 26,579 for wildfire risk (1 is highest) and 15,235 by building count (1 is largest). Within New York alone, it ranks 810 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Stewart Manor's low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Stewart Manor's 98.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Stewart Manor's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Stewart Manor, see the exposure-zones guide.