Stevensville, MI
Stevensville, MI's wildfire risk, in USFS's own numbers
Stevensville's 637 buildings earn a 8th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stevensville at the 8th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Stevensville's building exposure, zone by zone
Most of Stevensville's buildings (69.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Stevensville compares
Stevensville's 24th-percentile standing inside Michigan outpaces its 8th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Stevensville ranks 29,030 for wildfire risk (1 is highest) and 15,380 by building count (1 is largest). Within Michigan alone, it ranks 569 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Stevensville and the insurance market
Stevensville's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Stevensville (69.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 637 counted buildings into the percentiles shown above for Stevensville. For more on what indirect exposure implies beyond Stevensville, see the exposure-zones guide.