Stevens Creek, VA
How exposed is Stevens Creek to wildfire?
USFS's Wildfire Risk to Communities model puts Stevens Creek at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 199 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stevens Creek at the 72nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Stevens Creek's buildings actually sit
USFS classifies 100% of Stevens Creek's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 199 structures sit close enough to vegetation that lot clearing matters most.
Stevens Creek against the rest of the country
Stevens Creek's risk sits at a similar level relative to Virginia (82nd percentile statewide) as it does nationally (69th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stevens Creek ranks 9,724 for wildfire risk (1 is highest) and 24,909 by building count (1 is largest). Within Virginia alone, it ranks 127 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Shopping for coverage in Stevens Creek
At the 69th percentile nationally, Stevens Creek carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Stevens Creek's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Stevens Creek's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Stevens Creek, see the exposure-zones guide.