Stetsonville, WI
Stetsonville, WI's wildfire risk, in USFS's own numbers
USFS scores Stetsonville at the 9th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 361 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stetsonville at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Stetsonville's buildings actually sit
Stetsonville rates 69.3% Minimal exposure against just 30.8% Direct and 0% Indirect — of 361 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Stetsonville against the rest of the country
Stetsonville's risk sits at a similar level relative to Wisconsin (5th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stetsonville ranks 28,605 for wildfire risk (1 is highest) and 20,052 by building count (1 is largest). Within Wisconsin alone, it ranks 765 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Stetsonville and the insurance market
Stetsonville's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 69.3% of buildings rated Minimal exposure, Stetsonville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Stetsonville's figures come from
Every one of the two percentiles behind Stetsonville's 28,605-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stetsonville's dominant minimal exposure actually means, with real examples from across the dataset.