Stendal, IN
Stendal, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Stendal lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 140 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stendal at the 43rd percentile, close to its 41st-percentile risk score.
Where Stendal's buildings actually sit
Of Stendal's 140 counted buildings, 79.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Stendal ranks
Compare Stendal's two percentiles: 96th within Indiana, only 41st nationally — a gap of 55 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Stendal ranks 18,649 for wildfire risk (1 is highest) and 27,282 by building count (1 is largest). Within Indiana alone, it ranks 38 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Stendal and the insurance market
At the 41st national percentile, Stendal rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Stendal's 79.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Stendal's figures come from
Every one of the two percentiles behind Stendal's 18,649-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stendal's dominant direct exposure actually means, with real examples from across the dataset.