Stella, NE
Stella, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Stella lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 162 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stella at the 56th percentile, close to its 57th-percentile risk score.
Where Stella's buildings actually sit
Most of Stella's buildings (88.9% of 162) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Stella ranks
Stella's risk sits at a similar level relative to Nebraska (44th percentile statewide) as it does nationally (57th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stella ranks 13,680 for wildfire risk (1 is highest) and 26,346 by building count (1 is largest). Within Nebraska alone, it ranks 326 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Stella and the insurance market
At the 57th national percentile, Stella rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Stella's 88.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stella's 13,680-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Stella, see the exposure-zones guide.