Steelville, MO
How exposed is Steelville to wildfire?
USFS's Wildfire Risk to Communities model puts Steelville at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 846 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Steelville at the 74th percentile, close to its 71st-percentile risk score.
Where Steelville's buildings actually sit
Direct exposure dominates in Steelville: 65.8% of its 846 buildings, versus 34.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Steelville against the rest of the country
There's little gap between Steelville's 71st national percentile and its 84th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Steelville ranks 9,079 for wildfire risk (1 is highest) and 13,198 by building count (1 is largest). Within Missouri alone, it ranks 170 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Steelville's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 65.8% of Steelville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Steelville's 9,079-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Steelville, see the exposure-zones guide.