Steele City, NE
Steele City, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Steele City at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 116 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Steele City at the 82nd percentile, close to its 88th-percentile risk score.
Where Steele City's buildings actually sit
60.3% of Steele City's 116 buildings sit in USFS's Minimal exposure zone, with only 39.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Steele City against the rest of the country
Steele City's risk sits at a similar level relative to Nebraska (96th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Steele City ranks 3,753 for wildfire risk (1 is highest) and 28,371 by building count (1 is largest). Within Nebraska alone, it ranks 22 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Steele City
At the 88th percentile nationally, Steele City carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Steele City's 60.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 116 counted buildings into the percentiles shown above for Steele City. For more on what minimal exposure implies beyond Steele City, see the exposure-zones guide.