Stebbins, AK
Stebbins wildfire risk explained
USFS's Wildfire Risk to Communities model puts Stebbins at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 173 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stebbins at the 87th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Stebbins's building exposure, zone by zone
173 buildings are counted in Stebbins, and 82.7% of them are Indirect exposure — ember-driven risk rather than the 15.6% in Direct exposure or the 1.7% rated Minimal.
Where Stebbins ranks
Stebbins's 85th national percentile looks worse in isolation than its 69th ranking inside Alaska does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Stebbins ranks 4,655 for wildfire risk (1 is highest) and 25,880 by building count (1 is largest). Within Alaska alone, it ranks 100 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
Stebbins and the insurance market
Stebbins's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Stebbins
Because 82.7% of Stebbins's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stebbins's 4,655-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Stebbins, see the exposure-zones guide.