Statesville, TN
How exposed is Statesville to wildfire?
Statesville sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 71 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Statesville at the 30th percentile, close to its 28th-percentile risk score.
Where Statesville's buildings actually sit
Direct exposure dominates in Statesville: 100% of its 71 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Statesville against the rest of the country
Statesville's risk sits at a similar level relative to Tennessee (14th percentile statewide) as it does nationally (28th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Statesville ranks 22,736 for wildfire risk (1 is highest) and 30,263 by building count (1 is largest). Within Tennessee alone, it ranks 431 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Statesville's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Statesville
Because Direct exposure dominates in Statesville (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Statesville's figures come from
Every one of the two percentiles behind Statesville's 22,736-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Statesville's dominant direct exposure actually means, with real examples from across the dataset.