Statesville, NC
Statesville wildfire risk explained
Out of every US place USFS scores, Statesville lands at the 46th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 12,222 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Statesville at the 50th percentile, close to its 46th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Statesville (44.6% of 12,222 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 40.7% sit in the Direct zone. At 12,222 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Statesville against the rest of the country
Inside North Carolina, Statesville sits at just the 30th percentile even though it scores 46th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Statesville ranks 16,900 for wildfire risk (1 is highest) and 1,267 by building count (1 is largest). Within North Carolina alone, it ranks 541 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Statesville
Statesville's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Statesville (44.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Statesville's figures come from
Statesville's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Statesville's dominant indirect exposure actually means, with real examples from across the dataset.