Stateline, NV
How exposed is Stateline to wildfire?
USFS's Wildfire Risk to Communities model puts Stateline at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 153 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stateline at the 93rd percentile, close to its 96th-percentile risk score.
Stateline's building exposure, zone by zone
Indirect exposure is dominant in Stateline (81.1% of 153 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 18.3% sit in the Direct zone.
How Stateline compares
Inside Nevada, Stateline sits at just the 57th percentile even though it scores 96th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Stateline ranks 1,324 for wildfire risk (1 is highest) and 26,764 by building count (1 is largest). Within Nevada alone, it ranks 53 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Shopping for coverage in Stateline
Stateline's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Stateline's 81.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stateline's 1,324-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Stateline, see the exposure-zones guide.