State Line, PA
State Line wildfire risk explained
Out of every US place USFS scores, State Line lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,282 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts State Line at the 10th percentile, close to its 9th-percentile risk score.
Where State Line's buildings actually sit
Most of State Line's buildings (65.5% of 1,282) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where State Line ranks
State Line's risk sits at a similar level relative to Pennsylvania (7th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, State Line ranks 28,698 for wildfire risk (1 is highest) and 10,186 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,859 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 9th national percentile, State Line rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
State Line's 65.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
State Line's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond State Line, see the exposure-zones guide.