State Line, MS
State Line, MS's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts State Line at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 326 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, State Line's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where State Line's buildings actually sit
Direct exposure dominates in State Line: 80.7% of its 326 buildings, versus 19.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
State Line against the rest of the country
State Line's risk sits at a similar level relative to Mississippi (89th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, State Line ranks 4,573 for wildfire risk (1 is highest) and 20,925 by building count (1 is largest). Within Mississippi alone, it ranks 49 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
State Line's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
State Line's 80.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
State Line's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond State Line, see the exposure-zones guide.