Starrucca, PA
Starrucca, PA's wildfire risk, in USFS's own numbers
Starrucca sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 209 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Starrucca at the 18th percentile, close to its 17th-percentile risk score.
What "at risk" means for the buildings here
209 buildings are counted in Starrucca, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Starrucca compares
Starrucca scores 17th nationally and 18th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Starrucca ranks 26,079 for wildfire risk (1 is highest) and 24,533 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,632 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Starrucca's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Starrucca (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Starrucca's figures come from
Starrucca's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Starrucca's dominant direct exposure actually means, with real examples from across the dataset.