Starke, FL
How exposed is Starke to wildfire?
USFS scores Starke at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,685 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Starke at the 85th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Starke's buildings actually sit
55.3% of Starke's 2,685 buildings sit in USFS's Direct exposure zone, roughly 1,485 structures close enough to burnable vegetation for flame contact, not just embers — 44.7% fall in the Indirect, ember-only zone and 0% are Minimal.
How Starke compares
Starke's 84th national percentile looks worse in isolation than its 60th ranking inside Florida does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Starke ranks 5,136 for wildfire risk (1 is highest) and 5,950 by building count (1 is largest). Within Florida alone, it ranks 388 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Starke
At the 84th percentile nationally, Starke carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Starke
Starke's 55.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Starke's figures come from
The methodology guide shows exactly how USFS turned 2,685 counted buildings into the percentiles shown above for Starke. The exposure-zones guide covers what Starke's dominant direct exposure actually means, with real examples from across the dataset.