Stark City, MO
Stark City, MO's wildfire risk, in USFS's own numbers
Stark City sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 126 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stark City's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Where Stark City's buildings actually sit
Direct exposure dominates in Stark City: 47.6% of its 126 buildings, versus 33.3% Indirect and 19.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Stark City compares
There's little gap between Stark City's 63rd national percentile and its 64th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stark City ranks 11,571 for wildfire risk (1 is highest) and 27,900 by building count (1 is largest). Within Missouri alone, it ranks 380 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Stark City and the insurance market
Stark City's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Stark City (47.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Stark City's figures come from
Every one of the two percentiles behind Stark City's 11,571-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stark City's dominant direct exposure actually means, with real examples from across the dataset.