Starbuck, MN
Starbuck wildfire risk explained
Starbuck's 874 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Starbuck at the 50th percentile, close to its 54th-percentile risk score.
Where Starbuck's buildings actually sit
874 buildings are counted in Starbuck, and 72.7% of them are Indirect exposure — ember-driven risk rather than the 25.9% in Direct exposure or the 1.5% rated Minimal.
Starbuck against the rest of the country
Within Minnesota, Starbuck ranks higher (80th percentile) than it does nationally (54th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Starbuck ranks 14,373 for wildfire risk (1 is highest) and 12,956 by building count (1 is largest). Within Minnesota alone, it ranks 187 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Starbuck's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 72.7% of Starbuck's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Starbuck's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Starbuck, see the exposure-zones guide.