Star Junction, PA
How exposed is Star Junction to wildfire?
Star Junction sits at the 37th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 317 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Star Junction at the 38th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Star Junction's buildings actually sit
Indirect exposure is dominant in Star Junction (64.7% of 317 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 35.3% sit in the Direct zone.
Star Junction against the rest of the country
Compare Star Junction's two percentiles: 54th within Pennsylvania, only 37th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Star Junction ranks 19,994 for wildfire risk (1 is highest) and 21,190 by building count (1 is largest). Within Pennsylvania alone, it ranks 920 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Star Junction and the insurance market
Star Junction's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Star Junction (64.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Star Junction's figures come from
Every one of the two percentiles behind Star Junction's 19,994-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Star Junction's dominant indirect exposure actually means, with real examples from across the dataset.