Star, ID
How exposed is Star to wildfire?
Star's 5,062 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Star at the 95th percentile, close to its 93rd-percentile risk score.
Where Star's buildings actually sit
5,062 buildings are counted in Star, and 49.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 20% rated Minimal. At 5,062 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Star ranks
Star ranks lower within Idaho (72nd percentile statewide) than its 93rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Star ranks 2,293 for wildfire risk (1 is highest) and 3,402 by building count (1 is largest). Within Idaho alone, it ranks 67 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Star's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Star's 49.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Star's figures come from
Star's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Star's dominant direct exposure actually means, with real examples from across the dataset.