Staplehurst, NE
Staplehurst, NE's wildfire risk, in USFS's own numbers
Staplehurst sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 164 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Staplehurst's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
What "at risk" means for the buildings here
Only 8.5% of Staplehurst's 164 buildings carry Direct exposure and 0% carry Indirect; the remaining 91.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Staplehurst ranks
Inside Nebraska, Staplehurst sits at just the 18th percentile even though it scores 33rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Staplehurst ranks 21,146 for wildfire risk (1 is highest) and 26,256 by building count (1 is largest). Within Nebraska alone, it ranks 481 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Staplehurst's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Staplehurst
With 91.5% of buildings rated Minimal exposure, Staplehurst gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Staplehurst's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Staplehurst, see the exposure-zones guide.