Stannards, NY
How exposed is Stannards to wildfire?
Stannards's 521 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stannards at the 21st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Stannards's building exposure, zone by zone
USFS classifies 78.3% of Stannards's buildings as Direct exposure, higher than its 21.7% Indirect share and far above its 0% Minimal share — a profile where 408 structures sit close enough to vegetation that lot clearing matters most.
Where Stannards ranks
Compare Stannards's two percentiles: 46th within New York, only 21st nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Stannards ranks 25,029 for wildfire risk (1 is highest) and 17,011 by building count (1 is largest). Within New York alone, it ranks 699 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Stannards and the insurance market
Stannards's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Stannards's 78.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Stannards's figures come from
Every one of the two percentiles behind Stannards's 25,029-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stannards's dominant direct exposure actually means, with real examples from across the dataset.