Stanley, WI
How exposed is Stanley to wildfire?
USFS's Wildfire Risk to Communities model puts Stanley at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,350 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stanley at the 11th percentile, close to its 12th-percentile risk score.
What "at risk" means for the buildings here
71.1% of Stanley's 1,350 buildings sit in USFS's Minimal exposure zone, with only 28.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Stanley compares
Stanley scores 12th nationally and 9th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Stanley ranks 27,848 for wildfire risk (1 is highest) and 9,831 by building count (1 is largest). Within Wisconsin alone, it ranks 734 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Stanley and the insurance market
Stanley's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Stanley
Even with 71.1% of Stanley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,350 counted buildings into the percentiles shown above for Stanley. For more on what minimal exposure implies beyond Stanley, see the exposure-zones guide.