Stanley, VA
Stanley wildfire risk explained
Out of every US place USFS scores, Stanley lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,057 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stanley at the 68th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Stanley's buildings actually sit
USFS classifies 55.5% of Stanley's buildings as Direct exposure, higher than its 44.5% Indirect share and far above its 0% Minimal share — a profile where 587 structures sit close enough to vegetation that lot clearing matters most.
Stanley against the rest of the country
Stanley's risk sits at a similar level relative to Virginia (78th percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stanley ranks 10,574 for wildfire risk (1 is highest) and 11,552 by building count (1 is largest). Within Virginia alone, it ranks 148 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Stanley carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 55.5% of Stanley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stanley's 10,574-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Stanley, see the exposure-zones guide.