Stanley, KY
Stanley, KY's wildfire risk, in USFS's own numbers
Stanley sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 263 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stanley at the 3rd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 60.1% of Stanley's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 39.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Stanley against the rest of the country
Stanley scores 2nd nationally and 0th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Stanley ranks 30,764 for wildfire risk (1 is highest) and 22,730 by building count (1 is largest). Within Kentucky alone, it ranks 552 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Stanley
At the 2nd national percentile, Stanley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 60.1% of Stanley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 263 counted buildings into the percentiles shown above for Stanley. For more on what minimal exposure implies beyond Stanley, see the exposure-zones guide.