Stanhope, NJ
Stanhope wildfire risk explained
Stanhope sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,163 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stanhope at the 28th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Stanhope's buildings actually sit
1,163 buildings are counted in Stanhope, and 59.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.6% rated Minimal.
Stanhope against the rest of the country
Stanhope scores 30th nationally and 25th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Stanhope ranks 22,092 for wildfire risk (1 is highest) and 10,877 by building count (1 is largest). Within New Jersey alone, it ranks 525 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Stanhope
At the 30th national percentile, Stanhope rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Stanhope (59.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Stanhope's figures come from
The methodology guide shows exactly how USFS turned 1,163 counted buildings into the percentiles shown above for Stanhope. The exposure-zones guide covers what Stanhope's dominant direct exposure actually means, with real examples from across the dataset.