Stanhope, IA
Stanhope, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Stanhope at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 289 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stanhope's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Stanhope's building exposure, zone by zone
Only 18.3% of Stanhope's 289 buildings carry Direct exposure and 0% carry Indirect; the remaining 81.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Stanhope ranks
There's little gap between Stanhope's 4th national percentile and its 7th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stanhope ranks 30,322 for wildfire risk (1 is highest) and 21,938 by building count (1 is largest). Within Iowa alone, it ranks 943 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 4th national percentile, Stanhope rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Stanhope
With 81.7% of buildings rated Minimal exposure, Stanhope gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Stanhope's figures come from
Every one of the two percentiles behind Stanhope's 30,322-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stanhope's dominant minimal exposure actually means, with real examples from across the dataset.