Standing Rock, AL
How exposed is Standing Rock to wildfire?
Standing Rock's 171 buildings earn a 77th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Standing Rock's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Where Standing Rock's buildings actually sit
Direct exposure dominates in Standing Rock: 100% of its 171 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Standing Rock ranks
Standing Rock's risk sits at a similar level relative to Alabama (68th percentile statewide) as it does nationally (77th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Standing Rock ranks 7,269 for wildfire risk (1 is highest) and 25,968 by building count (1 is largest). Within Alabama alone, it ranks 194 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Standing Rock and the insurance market
At the 77th percentile nationally, Standing Rock carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Standing Rock (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Standing Rock's figures come from
Standing Rock's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Standing Rock's dominant direct exposure actually means, with real examples from across the dataset.