Standard, IL
Standard, IL's wildfire risk, in USFS's own numbers
Standard's 199 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Standard at the 3rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Standard's buildings actually sit
95% of Standard's 199 buildings sit in USFS's Minimal exposure zone, with only 5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Standard ranks
Compare Standard's two percentiles: 21st within Illinois, only 3rd nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Standard ranks 30,471 for wildfire risk (1 is highest) and 24,882 by building count (1 is largest). Within Illinois alone, it ranks 1,135 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Standard's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Standard
Even with 95% of Standard outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 199 counted buildings into the percentiles shown above for Standard. For more on what minimal exposure implies beyond Standard, see the exposure-zones guide.