Stanberry, MO
Stanberry wildfire risk explained
USFS's Wildfire Risk to Communities model puts Stanberry at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 790 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stanberry at the 62nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Stanberry's buildings actually sit
Stanberry rates 74.1% Minimal exposure against just 26% Direct and 0% Indirect — of 790 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Stanberry ranks
There's little gap between Stanberry's 61st national percentile and its 58th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stanberry ranks 12,325 for wildfire risk (1 is highest) and 13,728 by building count (1 is largest). Within Missouri alone, it ranks 445 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Stanberry
Stanberry's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 74.1% of buildings rated Minimal exposure, Stanberry gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Stanberry's figures come from
Stanberry's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stanberry's dominant minimal exposure actually means, with real examples from across the dataset.